Legal
Section 1
DFPI License
Lamare Capital is licensed as a Commercial Finance Broker by the California Department of Financial Protection and Innovation (DFPI). License #60DBO-185415. Licensed in the State of California. This license authorizes Lamare Capital to broker commercial financing transactions on behalf of business borrowers.
Broker Relationship — Not a Direct Lender
Lamare Capital is a licensed commercial finance broker. We do not directly underwrite, fund, or service loans. All financing programs are placed with institutional lending partners and are subject to those partners' underwriting criteria, approval processes, and applicable terms. Submitting an inquiry or application through Lamare Capital does not constitute a commitment to lend, an approval, or a guarantee of financing.
Business Purpose Loans Only
All products and programs offered through Lamare Capital are for business purposes only. Lamare Capital does not broker consumer loans, residential mortgage loans, or any financing governed by the Truth in Lending Act (TILA) or Regulation Z as a consumer transaction. Borrowers represent and warrant that funds will be used for commercial, investment, or business purposes.
Geographic Availability
Not all programs are available in all states. Program availability, terms, and eligibility vary by lender, product type, and jurisdiction. Contact Lamare Capital to confirm availability for your specific situation and location.
SBA Program Disclosures
SBA 7(a), 504, and Express programs are placed through an institutional lender with SBA Preferred Lender status. SBA guaranty fee waivers, where applicable, apply only to the SBA portion of closing costs. Lamare Capital origination fees are separate from SBA fees and are not waived under any current program. Program terms, fee structures, and eligibility are subject to SBA guidelines and lender underwriting at the time of application. SBA 504 applies to owner-occupied commercial real estate only and does not apply to investment or rental income properties.
No Legal or Tax Advice
Information on this website, including any reference to tax provisions such as Section 179, is provided for general informational purposes only and does not constitute legal, tax, accounting, or financial advice. Consult qualified legal and tax advisors regarding your specific situation before making financing or tax decisions.
Section 2
Information We Collect
When you submit an inquiry through the Contact form on this website, we collect the information you provide: first and last name, email address, phone number, company or firm name (optional), inquiry type, and your message. This information is provided voluntarily. We do not collect payment information, Social Security numbers, or financial account data through this website.
Our website hosting provider may automatically log standard server data including IP addresses, browser type, referring pages, and access timestamps. This data is used for security, performance monitoring, and operational purposes.
How We Use Your Information
Information submitted through the Contact form is used solely to respond to your inquiry, evaluate whether a capital program may be appropriate for your situation, and, where applicable, route qualified inquiries to the appropriate institutional capital partner. We do not use your contact information for unsolicited marketing communications without your consent.
Third-Party Form Processing — Formspree
Contact form submissions are processed by Formspree, Inc., a third-party form backend service. Formspree receives and transmits form data to Lamare Capital and is subject to its own privacy policy, available at formspree.io/legal/privacy-policy. Lamare Capital does not control Formspree's data practices beyond contractual commitments.
Sharing With Capital Partners
For qualified referrals, deal-specific information you provide may be shared with institutional lending partners for the purpose of evaluating and placing the financing. This sharing is limited to information necessary to evaluate and process your specific inquiry. We do not sell your personal information to third parties for marketing purposes.
Data Retention
Contact form submissions are retained in our Formspree account and internal records for a reasonable period sufficient to respond to your inquiry and maintain records of business communications. You may request deletion of your information by contacting us through the Contact page.
Analytics & Website Tracking
Current status: This website does not currently use Google Analytics, Adobe Analytics, or any third-party behavioral tracking or analytics platform. No analytics cookies are set by this website.
Future Update
If website analytics tools are implemented in the future, this section will be updated to identify the specific platform, data collected, retention periods, and applicable opt-out mechanisms prior to activation.
Advertising & Tracking Pixels
Current status: This website does not currently use advertising tracking technologies, including Google Ads conversion tracking, Meta Pixel, LinkedIn Insight Tag, or any remarketing or behavioral advertising pixels.
Future Update
If pay-per-click advertising or retargeting campaigns are implemented, this website will be updated to (1) identify the specific tracking technologies deployed, (2) describe data collected and how it is used for advertising purposes, (3) provide opt-out mechanisms, and (4) update the California Privacy Rights section accordingly. This policy will be revised prior to activation of any advertising pixels.
Section 3
Current Cookie Use
This website does not set proprietary tracking cookies. Functional cookies may be set by Formspree in connection with form submission processing. The website hosting provider (Netlify / Webflow) may set session-level technical cookies for security and performance purposes. These cookies do not identify individual users for marketing purposes.
Google Fonts
This website loads typefaces from Google Fonts (fonts.googleapis.com). When your browser requests these fonts, Google may log the request, including your IP address, in accordance with Google's privacy policy. This is a standard web practice; the fonts are not used to track individual users across sites.
Future Cookie Practices
If analytics or advertising technologies are added in the future, cookie practices will be updated to reflect the specific technologies deployed. Appropriate consent mechanisms will be implemented in compliance with applicable law, including the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).
Section 4
Applicability
Lamare Capital is based in California and its website is accessible to California residents. The California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA) grant California residents specific rights regarding their personal information. This section describes those rights and how to exercise them.
Your Rights
Right to Know: You may request information about the personal data we have collected about you, the sources of that data, the purposes for which it is used, and the categories of third parties with whom it is shared.
Right to Delete: You may request deletion of personal information we have collected from you, subject to certain exceptions required by law or legitimate business purposes.
Right to Correct: You may request correction of inaccurate personal information we hold about you.
Right to Opt-Out of Sale or Sharing: Current status: Lamare Capital does not sell personal information. We do not currently share personal information with advertising platforms for targeted advertising purposes. If this practice changes due to implementation of advertising technologies, you will have the right to opt out, and a "Do Not Sell or Share My Personal Information" mechanism will be provided on this website prior to any such sharing.
Right to Non-Discrimination: You will not receive discriminatory treatment for exercising your California privacy rights.
How to Submit a Privacy Request
To exercise any of the rights described above, submit your request through the Contact page, selecting "General Inquiry" and describing your request. We will respond within the timeframe required by applicable law (generally 45 days, with a possible extension of an additional 45 days where reasonably necessary).
Section 5
Informational Purpose
The content on this website is provided for informational purposes only. Nothing on this website constitutes an offer to lend, a loan application, a commitment to provide financing, legal advice, tax advice, or financial planning advice. All financing inquiries are subject to lender underwriting, approval, and applicable program guidelines.
Accuracy of Information
Lamare Capital makes reasonable efforts to keep program information, loan parameters, and other content accurate and current. However, financing programs, rates, terms, and eligibility criteria change frequently. Information presented on this website may not reflect current program availability or terms. Contact Lamare Capital directly to confirm current program parameters before making any financing decisions.
Third-Party Links
This website may contain links to third-party websites, including lending partners and regulatory bodies. Lamare Capital does not control the content, privacy practices, or data handling of third-party sites and is not responsible for their content or practices. Links are provided for reference only and do not constitute an endorsement.
Intellectual Property
All content on this website, including text, design, and graphics, is the property of Lamare Capital and may not be reproduced, distributed, or used without express written permission.
Section 6
This Privacy & Disclosures page was last updated on June 2, 2026. Lamare Capital reserves the right to update this policy as the firm's operations, technology stack, or applicable law changes. Material changes — including any changes to data collection, advertising tracking, or data sharing practices — will be reflected in an updated effective date at the top of this page. We recommend reviewing this page periodically.
For questions about this policy or to submit a privacy request, use the Contact page.