What We Finance

Three channels.
One platform.

Institutional capital placed across business finance,

commercial real estate, and SFR investor lending.

$50K to $20M.

01

Channel One

Business Working Capital

Fast, flexible capital for independent businesses — from equipment acquisition and payroll float to SBA-backed growth financing. Placed through our institutional direct lender with SBA Preferred Lender status. Approvals in as little as 24 hours.

Product Parameters

Amount$50,000 – $5,000,000
ApprovalAs little as 24 hours
TermsUp to 36 months
CollateralNone required for most programs
SBA7(a) and 504 programs available for qualifying businesses

Who This Channel Serves

Independent medical and dental practices

Manufacturers (NAICS 31–33)

Logistics and supply chain operators

Trucking and transportation companies

Medical device manufacturers

Electrical and electronic manufacturers

Packaging and printing companies

Construction and contracting firms

Why LC

Your inquiry enters an established institutional lending relationship — with access to in-house capital and a broader program marketplace. A financial specialist will be in touch to find the right fit for your business.

02

Channel Two

Commercial Real Estate

A referral-based relationship channel serving commercial real estate brokers, attorneys, CPAs, and investors. DSCR, mixed-use, multi-family, small commercial, and raw land programs for deals that require institutional capital, common-sense underwriting, and an experienced capital team.

Product Overview

DSCRNo DSCR required under $1M. Up to $5M. 30-year term. Vacant purchase accepted.
Mixed UseUp to 75% LTV. Purchase or refinance.
Multi-FamilyUp to 75% LTV. CLTV to 90%.
CommercialOffice, retail, warehouse, self-storage, automotive. Max 70% LTV.
Raw LandUp to $500K. 50% LTV. 5-year term. 25-year amortization.

Who This Channel Serves

Commercial real estate brokers

Real estate attorneys

CPAs with real estate clients

Income property investors

Land agents and developers

Investors requiring entitlement-cycle capital

The Raw Land Distinction

Raw land financing structured for development timelines. 25-year amortization on a 5-year term — built to hold through the entitlement cycle.

A Relationship Channel

The deal your client can’t fund anywhere else is where this relationship starts.

03

Channel Three

SFR Investor & Rehab Capital

Bridge, fix-and-flip, and ground-up construction financing through our institutional capital partner — for the right deal and the right sponsor. Investment properties only. Business purpose only. Not available for owner-occupied properties.

Product Parameters

AmountUp to $20M for the right deal and the right sponsor
TypesBridge  ·  Fix-and-Flip  ·  Ground-Up Construction
Property1–4 unit residential investment properties
Terms12 to 24 months depending on program
PrepayNo prepayment penalty
PartnerOur institutional capital partner
Confidential Inquiry

Who This Channel Serves

Experienced SFR investors and rehabbers

Luxury property developers

Ground-up builders in high-value markets

Family offices with active real estate programs

B-1 contractors in luxury zip codes

High-end residential agents who invest